Punjab and Sind Bank, a Government of India undertaking, has released an official notification inviting applications for the regular lateral recruitment of Specialist Officers (MMGS II). This recruitment drive offers 190 vacancies across two key roles – Credit Manager and Agriculture Manager.

If you are a banking professional looking to take your career to the next level, this is your chance to join one of India’s reputed public sector banks.

(Also read: Latest Government Job Updates 2025)

Key Highlights

  • Bank Name: Punjab & Sind Bank

  • Post Name: Specialist Officers (Credit Manager & Agriculture Manager)

  • Total Vacancies: 190 Posts

  • Application Mode: Online

  • Official Website: punjabandsindbank.co.in

  • Start Date to Apply Online: 19 September 2025

  • Last Date to Apply Online: 10 October 2025

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Vacancy Details

Post Name Scale Total Vacancies
Credit Manager MMGS II 130
Agriculture Manager MMGS II 60

Note: Vacancies may vary as per the bank’s requirements. Present employees of Punjab & Sind Bank are not eligible for these posts.

Eligibility Criteria

Nationality / Citizenship

Candidates must be:

  • A Citizen of India OR

  • A subject of Nepal/Bhutan OR

  • A Tibetan refugee who came to India before 1st January 1962 to permanently settle OR

  • A person of Indian origin who migrated from specified countries with the intention of permanently settling in India (with valid eligibility certificate from the Government of India).

Age Limit (as on 01.09.2025)

  • Minimum Age: 23 Years

  • Maximum Age: 35 Years

Age Relaxation (as per government rules):

  • SC/ST: 5 years

  • OBC (Non-Creamy Layer): 3 years

  • PwBD: 10 years

  • Persons affected by 1984 riots: 5 years

  • Ex-Servicemen: 5 years

Educational Qualification & Experience

For Credit Manager (MMGS II):

  • Graduation in any discipline with a minimum of 60% aggregate marks (55% for SC/ST/OBC/PwBD candidates) OR a professional qualification such as CA, CMA, CFA, or MBA (Finance) from a recognized university/institution. Additionally, candidates must possess at least three years of post-qualification experience as a Branch Manager or in Credit Appraisal/Processing roles in a Scheduled Commercial Bank.

For Agriculture Manager (MMGS II):

  • A Bachelor’s Degree in Agriculture, Horticulture, Dairy, Animal Husbandry, Forestry, Veterinary Science, Agricultural Engineering, or Pisciculture with a minimum of 60% marks (55% for SC/ST/OBC/PwBD candidates). Additionally, candidates must have at least three years of post-qualification experience in the relevant field as an officer in a Scheduled Commercial Bank.

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Job Roles

Credit Manager

  • Customer Relationship Management

  • Credit Operations and Appraisal

  • Sales & Business Development

  • Branch Operations

Agriculture Manager

  • Promoting & Managing Agriculture Finance

  • Facilitating Government Schemes related to Agriculture

  • Customer Relationship Management

  • Branch Operations

Selection Process

The selection will be based on:

  1. Online Written Test

  2. Personal Interview

  3. Final Merit List

Exam Pattern:

Test Name No. of Questions Max Marks Duration
English Language 20 20 15 mins
General Awareness 20 20 30 mins
Professional Knowledge 60 60 60 mins

  • Minimum qualifying marks: 40% for UR/EWS candidates and 35% for candidates belonging to reserved categories

  • The final merit list will be prepared based on 70% weightage of online test and 30% of interview marks.

Pay Scale & Benefits

  • MMGS II: ₹64,820 – 93,960/- plus DA, HRA, CCA & other benefits as per bank rules.

  • Medical facilities, LTC, terminal benefits and perquisites as per prevailing rules.

Service Bond & Probation

  • Bond Amount: Equivalent to 3 months’ gross salary.

  • Bond Period: 2 years.

  • Probation Period: 1 year.

Application Fee

Category Fee (₹)
SC/ST/PwBD ₹100 + taxes & charges
General/EWS/OBC ₹850 + taxes & charges

Mode of Payment: Online only.

How to Apply

  1. Visit the official website: punjabandsindbank.co.in

  2. Go to the ‘Recruitment’ section and select the notification for Specialist Officer posts.

  3. Register and fill the online application form carefully.

  4. Upload the required documents (photo, signature, thumb impression, handwritten declaration, certificates).

  5. Pay the application fee online.

  6. Take a printout of your submitted application and keep it for future reference.

Important Dates

  • Online Application Start Date: 19 September 2025

  • Last Date to Apply Online: 10 October 2025

Documents Required

  • Proof of Date of Birth

  • Educational Certificates & Marksheets

  • Experience Certificate(s)

  • Caste/Category/EWS Certificate (if applicable)

  • Disability Certificate (if applicable)

  • Photo ID Proof

  • Two passport size photographs

FAQs

Q1. How many vacancies are available in Punjab & Sind Bank SO Recruitment 2025?
A. A total of 190 vacancies are available for Specialist Officers, comprising 130 positions for Credit Manager and 60 positions for Agriculture Manager.

Q2. What is the last date for submitting the online application?
A. Applicants must complete and submit their applications online by 10 October 2025.

Q3. What is the age limit for Specialist Officer posts?
A. 23 to 35 years (with applicable age relaxation).

Q4. What is the pay scale for MMGS II?
A. ₹64,820 – 93,960/- plus allowances.

Call to Action

Interested candidates meeting the eligibility criteria are advised to apply online before 10 October 2025 to avoid last-minute issues. Visit the official website (punjabandsindbank.co.in) for complete guidelines.